How It Works

Learn more about fast approval payday loans here. We'll explain what they are, what you need to qualify, and how the lending process works.

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Fast Approval Payday Loans Explained

Fast approval payday loans are small, short-term loans that can provide emergency cash between paydays. They are similar to regular payday loans but have an expedited approval decision process. Rather than having to wait for days to know if you've been approved, many of our lenders will let you know instantly upon submission of your application (varies by lender). Fast approval payday loans are easier to qualify for than traditional bank or credit union loans because they are secured against your next paycheck. This allows the lender to relax the qualification requirements so borrowers from all financial backgrounds have a chance to qualify (varies by lender). Fast approval payday loans are ideal to cover relatively small, urgent expenses, such as doctor bills, car repairs, or emergency credit card bills.

Qualifying for Fast Approval Payday Loans

The qualification standards for fast approval payday loans will vary by lender. In general, though, our lenders tend to require the following of their borrowers:

• At least 18 years old
• U.S. citizen
• Have a job or other source of steady income
• Make at least $1,000 per month
• Have an active checking or savings account with direct deposit feature

Fast Approval Payday Loans Process

1. Visit the lender's site for an online application. The lender we refer you to will typically offer an online application that will ask for basic contact, bank account, and employment information.
2. Get an approval decision. Most lenders will let you know within seconds if you've been approved for the loan. If so, you will be contacted via telephone to complete the application (varies by lender).
3. Funds deposited into your bank account. After the application process is complete, your lender will automatically deposit the funds into your checking or savings account.

Now that you know how it works, make sure you know more about payday loan information in more detail.