Frequently Asked Questions about Fast Approval Payday Loans

Here are the answers to the most commonly asked questions about fast approval payday loans.

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What are fast approval payday loans?

Fast approval payday loans are small, short-term loans that are secured against your next paycheck. They may also be called payday advances, paycheck advances, or paycheck loans. Fast approval payday loans are identical to these other loans, but they offer a greatly expedited approval process. With some lenders, you will know within seconds of submitting your application if you've been approved (varies by lender). You can use fast approval payday loans to pay for urgent expenses that surprise you between paydays.

How do I sign up for fast approval payday loans?

You can sign up for fast approval payday loans by filling out our simple, online sign-up form. You will just need to provide us with some basic contact information, such as your name, address, phone number, etc. Once the form is complete, we will refer you to a quality lender that can offer fast approval payday loans. You will be referred to the lender's website, where you can find out more about the borrowing process and apply for a loan. Our service is free and comes with no obligation.

Are you a payday lender?

No, we are not a payday lender, so we do not issue fast approval payday loans. We are a free matching service that helps our visitors find the right lender for them. We partner with some of the best lenders in the business to bring our customers quality fast approval payday loans. Find out more about how it works in detail on the how it works page.

How much do fast approval payday loans cost?

The cost of fast approval payday loans will vary by lender. Usually, you will be assessed a finance charge that is a percentage of the amount you borrow. For instance, you might be charged $10 for every $100 you borrow. You can find the amount of your finance charge in your consumer loan agreement. By law, your lender must disclose the finance charge, expressed as the APR (annual percentage rate), in bold on this document.

When do I have to repay the loan?

Repayment terms will vary by lender. Most fast approval payday loans will be due on your next payday, but this depends on your lender. You can find the exact due date of your loan in your consumer loan agreement, along with valuable information on the repayment terms.